Polis.ua Insurance Buyer’s Guide: Compare Ukrainian Auto, Travel, and Property Policies

Comparing Compulsory Auto and Green Card Insurance Options

For vehicle owners operating in Ukraine or driving abroad into Europe, obtaining legal coverage is mandatory. On Polis.ua, motorists can calculate rates for standard compulsory third-party liability (commonly known as Avtotsyvilka or OSAGO) as well as the international Green Card. Instead of visiting separate insurance company offices, drivers enter vehicle registration details or technical parameters to generate real-time proposals from leading market underwriters.

When evaluating auto liability proposals, key differences emerge in the deductible structure (the out-of-pocket amount paid during an at-fault incident) and supplemental coverage limits. Many competitive contracts offer a zero-deductible policy, removing personal expense if an incident occurs. Additionally, drivers can attach voluntary third-party liability expansion (DTSV), which increases standard statutory payout limits to protect against escalating repair costs. For motorists traveling abroad, Green Card policies can be filtered by trip length—ranging from 15 days to a full year—ensuring full compliance across European road networks without paying for unnecessary duration.

Evaluating Travel, Health, and Property Coverage Plans

Beyond automotive requirements, Polis provides comparison channels for international travel insurance, voluntary health coverage, and residential property protection. International travelers can choose tailored medical insurance policies covering emergency care, hospitalization, prescription medication, and repatriation, with coverage thresholds typically configured to meet European border control standards (often €30,000 or higher). Specialized filters let users append sports activity riders or COVID-19 treatment provisions.

Property and personal insurance options have expanded to address specific regional needs. Residential policies for apartments and private homes feature options covering structural damage, contents, and neighbor liability, with specific providers offering supplemental coverage against military risks. Similar transparency applies to personal accident insurance and pet care coverage, allowing buyers to review monthly or annual rates, benefit caps, and claim reporting requirements before finalizing a selection.

How to Compare Real-Time Quotes and Issue Policies Online

Securing an electronic insurance contract on Polis is designed to be streamlined and paperless:

1. Enter Parameters: Input basic parameters such as vehicle license plate number, destination, or personal requirements into the dynamic calculation tool.
2. Review Transparent Offers: Compare real-time quotes organized by company rating, price, deductible, and included benefits. Key terms and regulatory standing are surfaced directly on the comparison screen.
3. Fill Details & Checkout: Submit the necessary identification documents (passport or ID, tax code, vehicle registration) and execute secure payment online via bank card.
4. Receive Digital Policy: The finalized policy is immediately issued in electronic format (PDF), transmitted to your email, and registered within state databases (such as the Motor (Transport) Insurance Bureau of Ukraine for auto policies).

Buyer Tip: Always review the final policy details, exclusions, franchise levels, and merchant checkout terms before authorizing payment to ensure your chosen plan matches your travel itinerary or vehicle specifications.